If you are looking for a master card that offers flexible credit limits and zero annual fee, TMB Platinum Credit Card is the right choice for you. To know more about the benefits of having a TMB Platinum Credit Card, read below:
TMB Platinum Credit Card Features and Benefits
Following are the features and benefits of having a TMB Platinum Credit Card:
| Interest-free Credit Period | Up to 45 days |
| Green PIN Benefits | TMB offers a paperless service and offers the PIN will be a green PIN where it will be generated online. |
| Cash Advance Benefits | 25% of the credit limit can be given as an advance. |
| Add-on card Benefit | Up to 2 add-on credit cards for family members. |
| Accidental Coverage | Personal accidental cover of Rs. 5 lakh (applicable for the death benefit only). |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the Tamilnad Mercantile Bank’s website.
Who should get TMB Platinum Credit Card?
TMB Platinum Credit Card is best suited for you, if:
- You plan to spend a lot using this credit card
- You need flexible credit limits
TMB Platinum Credit Card Fees & Charges
| Type of Fees / Charges | Amount / % |
| Joining Fee – (Primary / Add-on Card) | Nil |
| Annual Fee – (Primary Card) | Nil |
| Late Payment Fees | Rs. 250 (If the cardholder fails to pay the minimum amount due before payment due date.)0000 – Rs.750
> Rs.20000 – Rs.950 |
| Interest Charges | 2% per month (24% per annum) from the due date |
To know about other fees related to TMB Platinum Credit Card, click here.
Frequently Asked Questions
Who is eligible to get a TMB Platinum Credit Card?
Any individual who has an existing account with the bank and has deposited more than Rs. 50,000 for a minimum period deposit of 3 years is eligible to apply for a TMB Platinum Credit Card.
How to apply for a TMB Platinum Credit Card?
To apply for TMB Platinum Credit Card, you need to download the credit card application form, fill it and submit same at your nearest TMB branch.
Click here to download the TMB Platinum Card.
Is there any joining fee for TMB Platinum Credit Card?
No, there is no joining fee for TMB Platinum Credit Card.
How much GST will be applicable on my TMB Platinum Credit Card?
GST will be levied at the rate of 18% on fees and interest rates applicable to your card.
What are EMV Chip Cards?
TMB Platinum Credit Card is an EMV Chip-enabled card. The chip makes your transactions more secure and saves you from counterfeiting.
For how much time is the TBM Platinum Credit Card Valid?
The TBM Platinum Credit Card is valid for 3 years.