| Tata Capital Home Loan Balance Transfer (HLBT) Highlights | |
| Interest Rate | 8.75% p.a. onwards |
| Loan Amount | Up to Rs 5 crore |
| Tenure | Up to 30 years |
| Processing Fees | Rs. 999 + GST |
Rates as of 12 Dec 2024
Compare Tata Capital Home Loan Interest Rates of Top Banks & HFCs
| Name of Lender | Up to Rs. 30 Lakh | Above Rs. 30 Lakh to Rs. 75 Lakh | Above Rs. 75 Lakh | |
| SBI | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | 8.50%-9.85% p.a. | Check Eligibility |
| HDFC Bank Limited | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| LIC Housing Finance | 8.50% - 11.25% p.a. | 8.50% - 10.55% p.a. | 8.50% - 10.75% p.a. | Check Eligibility |
| ICICI Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Kotak Mahindra Bank | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| PNB Housing Finance | 8.50% - 14.50% p.a. | 8.50% - 14.50% p.a. | 8.50%-11.45% p.a. | Check Eligibility |
| Punjab National Bank | 8.45% - 10.25% p.a. | 8.40% - 10.15% p.a. | 8.40% - 10.15% p.a. | Check Eligibility |
| Bank of Baroda | 8.40% - 10.65% p.a. | 8.40% - 10.65% p.a. | 8.40% - 10.90% p.a. | Check Eligibility |
| IDFC First Bank | 8.85% p.a. onwards | 8.85% p.a. onwards | 8.85% p.a. onwards | Check Eligibility |
| L&T Finance Limited | 8.65% p.a. onwards | 8.65% p.a. onwards | 8.65% p.a. onwards | Check Eligibility |
| Tata Capital Housing Finance | 8.75% p.a. onwards | 8.75% p.a. onwards | 8.75% p.a. onwards | Check Eligibility |
| Federal Bank | 8.80% p.a. onwards | 8.80% p.a. onwards | 8.80% p.a. onwards | Check Eligibility |
| Axis Bank | 8.75%-13.30% p.a. | 8.75%-13.30% p.a. | 8.75%-9.65% p.a. | Check Eligibility |
| Godrej Housing Finance | 8.55% p.a. onwards | 8.55% p.a. onwards | 8.55% p.a. onwards | Check Eligibility |
Reduce your Home Loan EMI with Balance Transfer Click Here
Eligibility Criteria for Availing Tata Capital Home Loan Balance Transfer
- Applicants should not have any outstanding dues on their existing home loan.
- The property for which home loan is taken should at least be occupied or at least ready to be occupied.
Documents Required for Loan Application
Existing home loan borrowers of other banks and HFCs applying for home loan balance transfer with Tata Capital are required to submit the following documents to the lender.
- Age Proof- Passport, Driving License, PAN Card, birth certificate, school leaving certificate or LIC Policy
- ID Proof- Voter ID, Passport, Aadhaar card, PAN card, driving license
- Address Proof- Bank statements, Utility bill, property registration documents, voter ID, property tax receipt
- Income Proof- Last 6 months statement for your current account, previous 3 years Profit and Loss projection statement, bank statement for last 6 months of any Cash Credit or Overdraft facilities.
- Interest certificates from the current lender showing interest paid on existing home loan
- Home Loan approval letter or documentation related to existing home loan
- Foreclosure letter or statement indicating latest outstanding principal on the existing home loan