UCO Bank Credit Card

UCO Bank credit cards let their users earn reward points on multiple categories, such as travel, shopping, lifestyle and more. You can apply for any of the UCO Bank SBI cards as per their eligibility and your spending pattern and repayment capacity. Some of the top credit cards offered by the bank are as follows:

Credit Card	Annual Fee	Key Feature
UCO Bank SBI SimplySave Credit Card	Rs. 499	10 reward points per Rs. 150 spent on movies, dining, grocery and departmental stores
UCO Bank SBI Card PRIME	Rs. 2,999	Pizza Hut and Yatra.com/Pantaloons gift vouchers of up to Rs. 11,000 as milestone benefits
UCO Bank SBI Card ELITE	Rs. 4,999	Up to 50,000 bonus reward points per year as milestone benefits worth Rs. 12,500

The basic eligibility criteria as to who can apply for different UCO Bank Credit Cards are given below. However, the bank reserves the right to approve/reject the application based on their internal policies.

Criteria	Details
Occupation	Salaried or Self-employed
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here for the list of acceptable documents

The toll-free UCO Bank customer care number is 1800 274 0123. Alternatively, you can send a mail to Corporate Head office at the following address:

UCO Bank Head Office,
10, B T M Sarani, Kolkata – 700 001
West Bengal
India

Who can apply for UCO Bank credit cards?

The eligibility criteria is usually different for every credit card. However, the basic eligibility criteria for all the credit cards is that the applicant’s age must be between 18-60 years. Apart from this, the applicant should also have a regular source of income and should be able to provide relevant documents as proof of identity, address and income.

Can I make a transaction after exhausting my credit limit?If you make a transaction that exceeds the available credit limit on your credit card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. However, the bank can also reject your transaction. This is decided by the bank as per your eligibility, income and other factors.

What is the minimum income requirement for UCO Bank Credit Card?

The income requirement varies from card to card. Sometimes, the bank discloses the income requirement before the application. However, in some cases, you will get to know about the income requirement only after applying for the credit card.

Can I withdraw cash using my UCO Bank Credit Card?

Yes, you can withdraw cash using your UCO Bank Credit Card through the ATM. However, a cash advance fee of 2.5% of the transaction amount or Rs. 500, whichever is higher, will be charged by the bank. Therefore, it is advisable not to withdraw cash using a credit card until it’s an emergency.

How can I apply for UCO Bank Credit Card?

You can apply online as well as offline for any of the UCO Bank credit cards. To apply online, you can visit the official website of the bank to fill out the application form. However, if you want to apply offline, you have to visit the nearest branch of the bank, to begin with, the application.

How can I update my mobile number or email address online?

You can update your mobile number or email address online through the net banking facility provided by the bank. You can login to the net banking portal, using your credentials and change your mobile number or email address. Additionally, you can also update your mobile number or email address by visiting the nearest branch of the bank.

Does UCO Bank offer a travel credit card?

Currently, the bank offers credit cards that offer travel benefits, such as complimentary domestic and international lounge visits, complimentary membership and more. However, there is no specific travel credit card is offered by UCO Bank in collaboration with any airlines or travel company.