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UCO Bank offers various personal loan schemes suited for self-employed and salaried individuals/professionals as well as pensioners for amounts of up to Rs. 15 lakh. The bank’s personal loans come with a flexible repayment tenure ranging up to 60 months with interest rate starting as low as 10.95% p.a. UCO Bank offers customers multiple online and offline options to track the status of their personal loan application and active loans. The following are the key details:
How to track UCO Personal Loan Application Status
You can track the status of your UCO Bank personal loan application by following the steps given below:
1. Visit the official website of UCO Bank and click on ‘Track Your Loan Status’.
2. On the page that opens next, click on ‘For loans applied through our bank branches’.
3. Enter the Application Reference Number and click on ‘View Status’ to know the status of any UCO Bank personal loan you have applied for offline through a bank branch.
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How to Register Online for UCO Personal Loan Account
You can register online for your UCO Bank personal loan account by following the steps given below:
1. Visit the official website of UCO Bank.
2. Click on the E-Services icon located on the top left corner of the homepage and click on ‘Registration’.
3. Next, click on ‘e-Banking Registration’ and enter your account number and one of the last 5 transaction amounts and type done via your debit card (that has been linked to the account).
4. Provide any additional details to complete the registration process. Once registered, you can log into the online banking account of UCO Bank to access various online banking services.
Details Required to Check Personal Loan Status
The following details are needed to check the status of your UCO Bank personal loan:
- Application Reference Number
- Online Banking ID/password for UCO Bank
How to check UCO Personal Loan Status Online after Disbursal
You can check the status of your active personal loan online using any of the following means given below:
- Using Net Banking: Once customers have successfully registered themselves for net banking on the bank’s official website, they can check the status of their active personal loan by following the steps given below:
1. Visit the online banking portal of UCO Bank.
2. Click on the E-Services icon and select E-Banking.
3. Click on ‘Login’.
4. Next, click on ‘Personal Banking’ and click on ‘Continue’.
5. Once you have successfully logged in using your ‘User id’, you can check the status of your active personal loan.
- Using Mobile Application: You can also check the status of your active UCO Bank personal loan using the bank’s mobile application that is available for both Android and iOS users. Once you have registered yourself for m-banking, you can simply download the application and log in to your account to check the status of your active personal loan.
How to check UCO Personal Loan Offline after disbursal
To check the status of your active personal loan offline you can visit the nearest branch office or call up the bank’s customer care toll-free number.
- Branch Visit: You can check the status of your active personal loan by visiting the nearest UCO Bank branch. To locate the nearest UCO Bank branch by using the branch locator tool on the UCO Bank website
- Call: To know the status of your active personal loan, you can also call up the bank’s customer care department at 1800-274-0123 (toll-free).
FAQs
Q1. Is there a limit to the maximum amount that I can borrow on a personal loan from UCO Bank?
At present, customers can avail personal loans upto a maximum of Rs. 15 lakh from UCO Bank.
Q2. What is the interest rate on UCO Bank Personal Loans?
UCO Bank personal loan interest rate starts at 10.95% p.a.
Q3. How can I apply for a personal loan from UCO Bank?
You can apply for a personal loan from UCO Bank via any of the following means:
- Branch Visit: You can visit the nearest UCO Bank branch and submit a duly filled personal loan application form.
- You can also apply for a personal loan at Paisabazaar.com, an online financial platform, through which you can avail the loan without any hassle.
Q4. Is it possible to get UCO Bank personal loan statement online?
Yes, customers can avail a statement of their personal loan account by logging into UCO Bank’s net banking portal using their login credentials. They can also avail the loan account statement using UCO Bank’s mobile application.
Q5. What is the tenure option available on UCO Bank personal loans?
UCO Bank personal loans come with a flexible repayment tenure ranging upto 60 months. However, UCO Bank Pensioner Loan comes with a repayment tenure ranging up to 48 months.
Q6. What are the foreclosure charges in case I decide to prepay my UCO Bank personal loan?
The bank does not levy any foreclosure charges in case you decide to pay off your UCO Bank personal loan ahead of time.