हिंदी में पढ़े
Disclaimer: Ujjivan Small Finance Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Ujjivan Small Finance Bank for personal loans. No offers/services from Ujjivan Small Finance Bank are being provided by Paisabazaar for personal loans. For further information about Ujjivan Small Finance Bank for personal loans, users are required to reach out directly to Ujjivan Small Finance Bank.
|
Ujjivan Personal Loan Highlights |
|
| Interest Rate | 24.25% p.a. onwards |
| Loan Amount | Rs 50,000 to Rs 3 lakh
Rs 51,000 to Rs 1 lakh (for Individual Agriculture Loans) |
| Tenure | Up to 3 years |
| Processing Fees | 2% of the loan amount |
Rates as of 27th November 2024
Ujjivan Personal Loan Interest Rates
Ujjivan Small Finance Bank offers personal loan interest rates ranging from 24.25% p.a. to 25.50% p.a.
| Minimum Interest Rate | 24.25% p.a. |
| Maximum Interest Rate | 25.50% p.a. |
Ujjivan Small Finance Bank Personal Loan Fees and Charges
| Particulars | Charges |
| Processing Fee | 2% of loan amount |
| Late Payment Fee | Rs 100 per late EMI |
| Pre-closure Charges | 2% of outstanding principal
If the customer pre-closes the loan after paying 75% the loan amount, no pre-closure fees is charged Not applicable for Home Improvement Loan (HIL) |
| Franking charge/Stamp duty | As per state laws |
Types of Ujjivan Small Finance Bank Personal Loan
Individual Business Loan (IBL)
Ujjivan Small Finance Bank offers Individuals Business Loans to its applicants for meeting their financial requirements for business related activities.
Individual Livestock Loan (ILL)
Consumers can avail Individual Livestock Loan to meet their financial requirements related to animal husbandry activities.
Home Improvement Loan (HIL)
Ujjivan Small Finance Bank offers Home Improvement Loans to individuals planning to get a home makeover.
Individual Agriculture Loan (IAL)
Ujjivan Bank offers Individual Agriculture Loans to its applicants to fulfil their financial requirements related to agriculture activities.
Individual Loan Top-up
Ujjivan Bank offers top-up loans of up to Rs 1 lakh to its applicants over and above the existing personal loans.
Eligibility Criteria for availing Ujjivan Personal Loan
Ujjivan Small Finance Bank offers Individual Loans to both salaried and self-employed individuals. However, the lender has not disclosed its eligibility criteria for their personal loan applicants in terms of their age, monthly income, credit score, etc.
Documents Required for availing Ujjivan Personal Loan
The applicants of Ujjivan Small Finance Bank Individual Loans are required to submit the following documents:
- PAN card or Form 60
- 1 photograph of the applicant and co-applicant
- Aadhar card/driving license/voter ID/Passport
- Bank statement for last 6 months (shouldn’t be older than 45 days)