Please Note: Union Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
In India, the banking network has advanced exceptionally well in the past decade. This growth can be credited to the digitalization which has helped customers access a variety of services using the power of internet. Almost all banks have accepted this development with an aim to strengthen the banking sector and make banking easier for the common man. Union Bank of India is one such bank that promises to address its customer with the most up-to-date banking services. Whether it is about opening a bank account or paying off the bills, everything can be done with ease online. For the convenience of other customers, offline services have also been enhanced over the years.
Union Bank of India Credit Card Bill Payment
Union Bank of India offers credit cards loaded with various benefits and privilege that not only help the user save money but also make shopping more convenient for them. To ensure that the card holders can pay their credit card dues on time without any hassles, Union Bank of India allows them to make credit card bill payment both online and offline.
Some of the important payment modes offered by Union Bank of India include Union BillPay- Billdesk, Internet Banking and NEFT. Moreover, credit card holders at Union Bank can also use different offline payment choices such as Cheques, Cash or Draft payments.
Online Credit Card Bill Payment at Union Bank
The below mentioned online payment types are available for Union Bank customers to pay their credit card bills:
Internet Banking
Customers at Union Bank of India can make immediate payments through the online payment facility available 24×7. You can use this facility by Union Bank without any cost. Customers who already use internet banking of Union Bank can easily utilize this service. They have to link their credit card to internet banking and then directly make bill payment through the portal. The amount will be deducted from your savings/current account instantly and will start reflecting in your credit card balance.
BillDesk or Union Bill Pay
You can also use the Union BillPay facility for paying remaining credit card bills via Billdesk.com. There are no charges applied for making payment through BillDesk. In order to avail this service, you need to register on the website for which you should submit a filled Union BillPay Application Form at any of the bank branch close to your location. You can also register online without paying any extra charges.
NEFT
You can even access NEFT transfers for paying credit card bills through the use of IFS code. All Union Bank credit card holders are allowed to manage instant payments with the help of this facility; the amount gets credited on the same day (working day). You can make credit card bill payment through any other bank account, provided that the branch involved is NEFT enabled.
UPI
You can also use UPI to pay your Union Bank of India credit card bill. To use this facility, you need to enter a Virtual Payment Address (VPA) at the time of payment. The VPA acts as a username, which is unique for every user to send or receive money. You can use apps like Cred, Google Pay or PhonePe to avail this facility.
Offline Credit Card Bill Payment at Union Bank
Below mentioned are the following offline modes of payment which can be accessed by Union Bank credit card customers-
Cheque/Drafts
Customers can use a draft or local cheque that can be dropped off at any of the Union Bank branches regarding credit card payment. The amount gets credited to your credit card account based on the clearance handled by the bank.
Cash
Cash deposits are the most basic mode for Union Bank of India credit card bill payment. You can deposit cash towards the payment of outstanding bills on your credit card at any of the branches present within the national boundary. The amount immediately gets credited to the customer’s credit card account to simplify the process.