Union Bank of India Personal Loan Status: Track Application

Union Bank of India (UBI) offers personal loans at an attractive interest rate starting as low as 8.90% p.a. You can avail personal loans up to Rs. 10 lakh from Union Bank of India to meet various personal financial needs including purchase of consumer durables, home renovation, medical expenses, etc. The personal loan can be easily availed online with minimal documentation. Union Bank of India also provides customers the option to track the status of their personal loan application or check the status of their active personal loans both online and offline. The following are the details.

How to Track Union Bank of India Personal Loan Application Status

The following are the key ways you can track the status of your Union Bank of India personal loan online:

• Track personal loan application status online:

You can track the status of your Union Bank of India personal loan application by following the steps given below:

1. Visit the official website of Union Bank of India.

2. On the right hand side of the homepage, click on ‘Apply Online’ and select ‘Many More’ to view the list of additional services offered by the bank.

3. Next, click on ‘Loan Application Status’.

4. Enter the Acknowledgement Number and click on ‘Search’ to view the status of your personal loan application.

• Using Netbanking or U-Mobile App:

In case you are an existing customer of the bank, you can also check the status of your personal loan application by logging into the bank’s netbanking portal or the U-Mobile application using your login credentials. After logging in, go to the ‘Loans’ section and click on the available application listed to know the status of your Union Bank of India personal loan application.

How to Register Online for Union Bank of India Personal Loan Account

Follow the steps given below to register online for your Union Bank of India personal loan account:

1. Visit the official website of Union Bank of India and click on ‘Union Bank Net Banking’ listed under ‘Online Banking’, then click on ‘Click here for Union Bank of India’.

2. After this click on ‘Self User Creation’ and select the suitable registration mode.

Register Using Union Bank of India Debit Card

In case you have a debit card from Union Bank of India, you can create your internet banking User ID online and avail various Login and Transaction facilities.

Step 1: Click on ‘Online Self User Creation – Retail users having Debit Card’ and click on ‘Continue’.

Step 2: Enter the Account Number (linked to the ATM Card), PAN Number, Date of Birth and the Verification Code and click on ‘Continue’.

Step 3: Next, enter your Debit Card Number, the Debit Card PIN, any one of the last 5 transaction amounts, the transaction type and choose the facility type- ‘View & Transaction’. Agree to the terms of use and click on ‘Submit’.

Step 4: Enter the OTP that you receive on your registered mobile number to authenticate the request.

Step 5: Next, you will receive the User ID and Name (as per records). Click on ‘Continue’.

Step 6: Set the Login Password and Transaction Password. You must enter each password twice and create them as per the instructions. Click on ‘Submit’.

Register Without a Debit Card

You can register for internet banking even if you don’t have a Union Bank of India debit card to view your personal loan account information online.

Step 1: Click on ‘Online Self User Creation (View Facility Only) – Retail users without Debit Card’ and click on ‘Continue’.

Step 2: Enter your Account Number, DOB or PAN Number, Transaction Amount and Type and the Verification Code. Agree to the terms of use and click on ‘Continue’.

Step 3: Enter the OTP that you receive on your registered mobile number and click on ‘Submit’.

Step 4: Next, the User ID and Name (as per records) will be displayed on the screen. Click on ‘Continue’.

Step 5: Create the Login Password as per the instructions and enter it twice. Click on ‘Submit’.

Union Bank will validate your request and get your account registered for internet banking within 24 hours.

Upon activation, you will receive a confirmation message on your registered mobile number. You can login after 48 hours using your User ID and Password. Once registration is complete, you can log into the Union Bank of India online banking platform to access various online banking options.

Note: To register online, your date of birth, PAN, mobile number and email id should be linked to your account.

Details Required to Check Personal Loan Status

The following details are required to check the status of your Union Bank personal loan:

• Acknowledgement Number (Application Reference Number)
• User ID/password for online banking

How to Check Union Bank of India Personal Loan Status Online after Disbursal

You can check the status of your Union Bank of India active personal loan online via any of the following means given below:

• Via Net Banking: Once you have successfully registered yourself for net banking, you can know the status of your active personal loan by following the steps given below:

1. Visit the official website of Union Bank of India.
2. Next, click on ‘Retail User Login’ and click on ‘Continue to Login’.
3. Enter your User ID and the verification code and click on ‘Login’ to track the status of your active personal loan.

• Via Mobile Application: You can also track your active personal loan using Union Bank of India’s mobile application- U-Mobile app. It is available for both Android and iOS users. Once you have registered yourself for m-banking, you can simply download the app and login to your account to view the status of your active personal loan.

Key status details of your Union Bank of India loan that you can check online include current outstanding loan principal, next EMI payment details, last EMI payment details, etc.

How to check Union Bank of India Personal Loan Offline after Disbursal

Customers can also track their UBI active personal loan offline by visiting the nearest bank branch or by calling up the bank’s customer care.

• Branch Visit: You can visit the nearest Union Bank branch to know the status of your active personal loan. You can locate the nearest Union Bank branch by using the branch locator on the official website.
• By Phone: You can also know the status of your active personal loan by calling up the bank’s 24×7 customer care number 1800-222-244 / 1800-208-2244 (toll-free) or 080-618-17-110 (chargeable).

FAQs

Q1. What is the best way to track the status of my Union Bank personal loan?

Net banking or the U-Mobile app are the most convenient means to track the status of your Union Bank personal loan. They give you access to your account anytime and anywhere. However, you can also track the status of your personal loan offline by visiting the nearest Union Bank branch or calling up the bank’s customer care.

Q2. What is the maximum amount that I can borrow on a personal loan from Union Bank?

Union Bank offers personal loans upto Rs. 10 lakh to meet various financial exigencies. However, those availing a Union Bank personal loan for the first time can avail a loan amount upto Rs. 5 lakh. Whereas, existing Union Bank personal loan account holders with a good track record can avail personal loans upto Rs. 10 lakh.

Q3. What is Union Bank personal loan interest rate per annum?

Union Bank personal loan interest rate starts at 8.90% p.a. However, specific interest rate applicable to an applicant depends upon the person’s individual applicant profile, the applicant category that the person belongs to, the personal loan variant opted for, etc.

Q4. What is the tenure option available on Union Bank personal loans?

Union Bank personal loans come with a repayment tenure ranging between 12 to 60 months.

Q5. Is it possible to pay my personal loan EMIs via internet banking?

Yes, you can pay your personal loan EMIs through internet banking. Alternately you can also use post-dated cheques or ECS (Electronic Clearing System)/NACH (National Automated Clearing House) mandate to make your EMI payments.

Q6. How can I get my Union Bank personal loan statement online?

You can get your Union Bank personal loan statement online by logging into the bank’s Internet banking portal or using the bank’s U-Mobile app.