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United Bank of India (UBI) was established in the year 1950 and is now one of the 14 major banks which were nationalized on July 19, 1969. Currently, the bank has a three-tier organisational set-up including the Head Office, 35 Regional Offices and the Branches. However, the bank caters to the financial needs of its customers by providing various services such as loans, investment, deposit accounts, and many more.
Deposit Account
Savings Account
Offers various types of savings accounts to its customers to serve their financial needs at attractive interest rates. The minimum balance to be maintained is Rs. 500 (with cheque book).
Current Account
United Bank of India offers various types of current accounts to its customers to serve various business needs. The initial deposit required is Rs. 2,500 and minimum balance to be maintained is Rs. 1,000.
Loan
Home Loan
United Bank of India offers housing loans to its customers for a maximum period of 30 years. This loan comes with low processing charges and affordable interest rates.
Personal Loan
United Bank of India offers personal loans for pensioners with low processing charges, flexible repayment options. The quantum of loan of maximum Rs. 10 lakh.
Car Loan
United Bank of India car loan offers a car loan to its customers for both new and old cars at attractive interest rates, no documentation charges, and low processing fees.
Gold Loan
United Bank of India offers a gold loan with a minimum loan amount of Rs. 25,000 to its customers at a flexible interest rate, minimal documentation, and secure storage.
Education Loan
United Bank of India offers 2 types of education loans to its customers with the maximum quantum of loan of Rs. 10 lakh for studies in India and Rs. 20 lakh for studies abroad.
Two-Wheeler Loan
United Bank of India offers a two-wheeler loan to its customers at attractive interest rates, no prepayment and document charges. The maximum loan amount is Rs. 1 lakh.
Business Loan
United Bank of India offers 2 types of mortgage loans to its customers at attractive interest rates. The mortgage loan has low processing charges, quick processing, and flexible tenure options. Read More
Investment
Fixed Deposit
United Bank of India provides the facility of fixed deposit to its customers in which the interest is paid on the monthly, quarterly, half-yearly and yearly basis for a period of 15 days to 120 months.
Recurring Deposit
United Bank of India provides the facility of recurring deposits to its customers for a period of 6 months to 120 months and with a fixed monthly installment of Rs. 50 and multiples thereof.
Cards
Debit Card
United Bank of India offers various types of debit cards specially designed to cater to the needs of its customers. Each debit card comes with a lot of benefits, flexible withdrawal limits, rewards on shopping, traveling, etc. United Bank of India offers various types of debit cards to its customers which provides various benefits in the form of exclusive offers, discounts, cashback, reward points, etc.
Banking
Balance Enquiry
United Bank of India account holders can check their account balance via net banking, mobile banking, missed call, SMS, passbook, ATM and customer care number.
Mini Statement
United Bank of India customers can avail of the facility of the mini statement using net banking, Mobile Banking, SMS, ATM, and also by contacting the 24×7 available customer care number.
Net Banking
Using the United Bank of India net banking, customers can transfer funds, view account details, update profile details and many more. It is a quick, simple and convenient banking facility.
Customer Care
With the facility of United Bank of India customer care, customers can avail the facility of 24×7 customer care via SMS, e-mail, or call case of queries, account-related questions or feedback.