3 Tips to Help You Close Your Home Loan Early
Want to Close Your Home Loan Early? Here 3 Smart Ways That Can Help You in Closing Your Home Loan Faster and Early.
5 Best Business Loan Schemes for Women Entrepreneurs
Entrepreneurship ventures are definitely not a new concept in India, however, in an age where a range of benefits are offered to start-ups, women entrepreneurs are still a distinct minority. In order to spur further growth of entrepreneurial initiative among women, leading financial institutions in India, including nationalized banks, have introduced various loan schemes that […]
6 Business Ideas to Make Money Fast
Young business owners and startup entrepreneurs have increased manifold in the last few years, witnessing the rapid growth of the e-commerce industry. These first-time business owners or enterprises strive to grow their businesses by bringing new and innovative ideas to work, making money from the businesses, thus contributing to the growth of the Indian economy….
CIN Number – Know its Meaning, Usage & How to Obtain CIN
हिंदी में पढ़ें Corporate Identification Number or Corporate Identity Number (CIN) is a 21-digit alpha-numeric number provided to all Private Limited Companies (PLCs), One Person Companies (OPCs), Companies owned by the Government of India, State Government Companies, Not-for-Profit, National Initiative for Developing and Harnessing Innovations (NIDHI) Companies, etc. registered in India. CIN number is a...
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Cash Credit vs. Overdraft: Know the Difference
हिंदी में पढ़ें Cash Credit (CC) is a short-term loan offered to companies, businesses, and financial institutions to meet their working capital requirements. An Overdraft facility is credit funding offered by Banks to individuals and companies to withdraw money from the banks in which they have accounts, even if their account balance is low, zero, or...
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What happens when you default on credit cards?
Missing credit card payments repeatedly could mark you as a credit card defaulter and can impact your financial withstanding. Defaulting on your credit card payments could be either due to circumstances beyond the control or unintentionally missed payments. Loss of a job, medical crisis, or business failure are some of the reasons when, even a...
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What Happens If You Don’t Activate Your Credit Card?
You may think that just because you did not activate the card, it would cause no harm to your finances. But you must note that even if you did not activate the card, your credit card account is still open. If it carries any annual fee, you will have to pay the same. However, if the card is free, you can keep the account open and not use the card as the unused credit limit will improve your credit score.
Top Credit Cards for Women in India 2025
Women love to shop and to fuel their obsession the banks have introduced credit cards that are exclusively designed for shopping. These cards come with various benefits such as reward points, cashback, shopping vouchers, etc. HDFC Solitaire Credit Card and Kotak Silk Inspire Platinum Credit Card are the best credit cards for women that offer huge discounts. Further details are mentioned in this article.
Loan-to-Value (LTV) Ratio: Meaning, Importance and Calculation
Home loan is a secured loan that requires you pledge the property to be purchased/ constructed/ renovated/ extended as collateral with your lender. But you do not get the entire value of the asset pledged as a loan and this is where the LTV ratio comes in the picture. What is Loan-to-Value (LTV) Ratio in...
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HDFC RuPay Credit Card can Now be Used on UPI Apps
As per NPCI, HDFC customers can now use their HDFC RuPay credit card on UPI. HDFC Bank is the first private sector bank to enable this service on UPI making hassle-free payments through this credit card. The card can now be directly linked to UPI and the customers can carry payments and transactions through their...
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