Utkarsh Small Finance Bank based in Varanasi, started its operations in January 2017 after it received an in-principle license from Reserve Bank of India.The bank offers banking solutions, banking products and financial services to its customers.
Deposit Account
Savings Account
Utkarsh Small Finance Bank offers its customers 6 types of savings accounts which offer several privileges, doorstep banking services, free online transaction facility, etc. Read More
Current Account
Utkarsh Small Finance Bank offer 2 types of current accounts to its customers.Get cheque book, visa debit card and free eStatements at a frequency of one’s choice with these accounts.
Loan
Home Loan
Utkarsh Small Finance Bank provides 5 types of home loans with best interest rates, doorstep banking, low processing fees, no foreclosure penalty.
Personal Loan
Provides personal loans up to Rs.10 lakh with tenure ranging from 12 months to 48 months. Salaried Individuals can avail this loan on EMI too.
Investment
Fixed Deposit
Earn higher returns at quarterly & monthly pay-outs with Utkarsh Small Finance Bank’s fixed deposit.Customers need to invest a minimum of Rs. 1,000 in their FD. Read More
Recurring Deposit
Utkarsh Small Finance Bank offers Recurring Deposit with minimum tenure of 6 months while the maximum is 120 month. Also, there is no limit on maximum investment amount.
Cards
Debit Card
Utkarsh Small Finance Bank debit cardholder can also enjoy various discounts and benefits, earn reward points and avail offers on making transactions through Utkarsh Small Finance Bank debit card.
Banking
Balance Enquiry
Utkarsh Small Finance Bank balance check can be done through various means which includes net banking, mobile banking, visiting an ATM or by calling the toll free number.
Mobile Banking
Customers can download the Utkarsh Small Finance mobile banking app & transfer funds, access their bank account, term deposits and portfolio, open fixed/recurring deposits & much more.
Net Banking
With Utkarsh Small Finance Bank netbanking, customers can view their account balance, details, cheque status, transfer funds and much more.
Customer Care
Customers with queries or complaints can contact Utkarsh Small Finance Bank customer care or drop an email at customercare@utkarsh.bank.