BillDesk is a company that helps users to easily pay their credit card bills. YES Bank credit card payment through BillDesk is quite easy; follow the steps given below for the same.
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How to Make YES Bank Credit Card Payment through BillDesk
- Click here to start the process
- Provide all the required information including the name of the bank through which user wishes to pay
- Click on PAY NOW
- Provide the net banking credentials of the chosen bank to authorize the payment
- Customer will receive a transaction reference number after successful payment
Other Modes of YES Bank Credit Card Bill Payment
The other options to pay your credit card bill are as follows-
- NEFT – National Electronic Funds Transfer
- ATM Funds transfer
- RTGS – Real Time Gross Settlement
- Cheque Payment
- YES Bank Mobile App
- IMPS – Immediate Payment Service
Things to Keep in Mind for YES Bank Credit Card Bill Payment
- YES Bank does not ask customers to reveal their Net Banking User ID/Password over the phone or SMS. DO NOT disclose your credentials to anybody
- Payments take about three days to be credited to the YES bank credit card account. So, customer should make the payment at least 3 days before due date
- Customer should aim to pay the entire outstanding amount and not just the minimum due amount. This way the finance charges will not become applicable and a user can continue to enjoy interest-free period
FAQs
Do I need to open a new Bank account to access BillDesk?
No, you do not have to open a new bank account. This service works with all the major Indian banks. You can pay your credit card dues through an existing bank account. However, customer must have access to internet banking facility to use BillDesk.
Can BillDesk be used to make other payments?
Yes, YES bank allows utility bill payments through BillDesk using a credit card.
Is there a restriction on the minimum amount payable through BillDesk?
No, there is no restriction on the amount that can be paid through BillDesk. However, it is advised that users pay the full outstanding amount.
Does BillDesk give transaction receipt?
Yes, BillDesk gives a transaction receipt after successful transaction. The transaction reference number is mentioned on the receipt. In case of any discrepancy this copy can be used as proof of transaction.
Is BillDesk a secure site?
Yes, the website is certified by Verisign Inc., which is a leading certifying authority for web-security.