YES Bank Wellness Credit Card

Complimentary Health Benefits: With YES Bank Wellness Card you get some integrated privileges across wellness categories as listed follows:

• Complimentary annual preventive health check-up for up to 25 parameters
• Complimentary annual eye and dental check-up
• Unlimited consultations with  Nutritionist, General Practitioner and Specialist via the Aditya Birla Multiply App
• 6 Complimentary fitness sessions per month for gym, yoga, zumba, etc.
  

Reward Points Program: This card can also be classified as a Rewards Credit Card as, besides providing fitness and wellness benefits, you can also earn rewards on different transactions.

• 20 reward points per Rs. 200 spent on Chemist/ Pharmaceutical stores
• 4 reward points per Rs. 200 spent on all other categories
• 5X reward points on first 3 transactions of the biller registered on YES PayNow (valid only on first 5 billers registered)

Reward Points Redemption: The accumulated reward points earned via YES Bank Wellness Credit Card can be redeemed through the dedicated website for flight/hotel/movie ticket booking, and/or against Air Miles where in 10 reward points are equivalent to 1 InterMile/1 Club Vistara Point. You can also explore the exclusive catalogue of products to redeem your reward points.

You can visit YES Rewardz to know more or redeem reward points.

Other Features of YES Bank Wellness Credit Card: Credit shield cover in case of accidental death of Primary Cardholder Interest rate of 3.5% per month (42% annually) on overdue amount, revolving credit and cash advances 1% fuel surcharge waiver at all fuel stations across India for transactions between Rs. 400 to Rs. 5,000 Instant EMI service to convert transactions as low as Rs. 2,500 (interest rate ranging from 12% to 15% p.a.)

Category	Amount/Rate
First Year Membership Fee	Rs. 749*
Annual/Renewal Fee	Rs. 749*
Extended Credit Interest-Free Credit Period	Up to 50 days**
Late Payment Fee	For Statement Balance- Less than Rs. 100: Nil Between Rs. 100 to up to Rs. 500: Rs. 150 Between Rs. 501 to up to Rs. 5,000: Rs. 500 Between Rs. 5,001 to up to Rs. 20,000: Rs. 750 Over Rs. 20,000: Rs. 1,000

*Applicable for new cards onboarded on or after 1 July, 2022.

** Applicable only on retail purchases and if previous months’ outstanding balance is paid. Click here to check detailed fee and charges associated with this credit card.

Criteria	Details
Age	21 to 60 years
Income	For Salaried: Rs. 25,000 per month For Self-employed: Income Tax Return of Rs. 5 lakh and above
Serviceable Cities	Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai
Documents Required	Click Here for the list of acceptable documents

YES Bank Wellness Credit Card focuses on providing wellness and healthcare benefits which makes it a unique credit card as not many cards focus on health & medical requirements of a consumer. If you are someone who wants to enjoy benefits on regular health checkups and fitness, this could be a good choice. 

Besides, this card offers accelerated reward points on your spends on Chemist/ Pharmaceutical stores, and also on all other purchases. You will get 4 reward points on every Rs. 200 spent on all other categories. This means that you can enjoy a base reward rate of 2%. Keeping the comparatively high annual fee of Rs.1,999, the benefits and reward rate of YES Bank Wellness card is quite basic. You can consider some premium credit cards to enjoy multi-faceted benefits.

Credit Card	Annual Fee	Key Feature
Apollo SBI Card	Rs. 499	3X Reward Points on every Rs. 100 spent on all Apollo services; complimentary Apollo Silver Tier Membership
Axis Bank Aura Credit Card	Rs. 749	4 video doctor consultations free per month via Practo; Rs. 750 worth Decathlon voucher as welcome gift
SBI Pulse Credit Card	Rs. 1,499	10 Reward Points per Rs. 100 spent on pharmacy, chemists, movies and dining
YES Bank Wellness Plus Credit Card	Rs. 1,499	30 Reward Points per Rs. 200 spent on Chemist/ Pharmaceutical stores; Complimentary annual preventive Health Check-up (31 parameters)

How can I apply for YES Bank Wellness Credit Card?

This card is not sourced by Paisabazaar currently. Thereby, you can apply for YES Bank Wellness Credit Card directly at YES Bank’s official website or by visiting the nearest bank branch. 

How can I check the status of my YES Bank Wellness credit card application status?

You can easily check your application status by visiting the YES Bank Credit Card Application Status page, click here for the same. To check the application status you require information such as registered mobile number, reference or application number, date of birth and PAN number. To know more click here.

How to make YES Bank credit card bill payment?

You can pay the YES Bank credit card bill via NEFT/IMPS, Cash/Cheque/Demand Draft, Net Banking and so on. Existing YES Bank account holders can also opt for standing instruction by linking their YES Bank savings or current account. You can check more details about YES Bank credit card bill payment here.

Will I get airport lounge benefits with my YES Bank Wellness Credit Card?

No. YES Bank Wellness Credit Card does not offer any airport lounge access. You can get 2 complimentary domestic lounge visits with the Wellness Plus variant. Or, you can check our other travel credit cards in India or credit cards with airport lounge access to avail such benefits.

Do I get unlimited access to fitness sessions with YES Bank Wellness Credit Card?

No, you only get 6 complimentary fitness sessions for Gym, Yoga, Zumba, etc. per month. With the Wellness Plus variant, you will get 12 complimentary sessions.