YES Bank Wellness Plus Credit Card

Unlimited Health Benefits: You can avail the following health and wellness benefits with this credit card via the Aditya Birla Multiply App:

• Complimentary annual preventive health check-up for up to 31 parameters
• Complimentary annual dental and eye check-up
• Unlimited consultation with Nutritionist, General Practitioner, & Specialists (via the App)
  
• 12 Complimentary fitness sessions per month such as Gym, Yoga, Zumba, etc.

Get up to 30 Reward Points on your purchases: Apart from being a card focused on health and wellness benefits, this card can also be categorized as a Rewards Credit Card. This is because it lets you earn rewards across multiple categories as follows:

• 30 reward points per Rs. 200 spent on to chemist/ pharmaceutical stores
• 6 reward points per Rs. 200 spent on all other categories
• 5X reward points on first 3 transactions of the biller registered on YES PayNow (valid only on first 5 billers registered)

Easy Reward Points Redemption: You can redeem the reward points earned via YES Bank Wellness Plus Credit Card as follows:

• Reward points redemption for Flight/Hotel/Movie ticket bookings
  
• Redemption offers across various Catalogue of Products
• Redeem reward points against Air Miles wherein 10 Reward Points are equivalent to 1 InterMile/1 Club Vistara Point

To know more about YES Bank reward point redemption, click here.

MasterCard Domestic Lounge Program: This card offers domestic lounge access limited to 2 visits per quarter for Primary Card members across 30+ lounges in India.  To check the updated lists of lounges click here.

Insurance Benefits:  YES Bank Wellness Plus Credit Card provides the following coverage benefits-

• Life Insurance Cover for Rs. 1 crore in case of  death due to Flight Accidents
• Medical Insurance cover of Rs. 25 lakh in case of emergency hospitalization when traveling overseas
• Credit shield cover in case of accidental death of the primary cardholder
  

To know more about insurance related benefits on this credit card, click here.

Other Features: Interest rate of 3.5% per month (42% annually) on cash advances, overdue amount and revolving credit 1% fuel surcharge waiver across all fuel stations in India for transactions ranging between Rs. 400 to Rs. 5,000 (Capped up to Rs. 500 per statement cycle) NFC technology enabled contactless transactions Instant EMI facility to convert transactions above Rs. 2,500 into EMIs

Fee Type	Details
First Year Membership Fee	Rs. 1,499*
Annual/Renewal Fee	Rs. 1,499*
Extended Credit Interest-Free Credit Period	Up to 50 days (applicable only on retail purchases and if previous months’ outstanding balance is paid)
Late Payment Fee	Statement Balance: Less than Rs. 100 – Nil Between Rs. 100 to up to Rs. 500 – Rs. 150 Between Rs. 501 to up to Rs. 5,000– Rs. 500 Between Rs. 5,001 to up to Rs. 20,000– Rs. 750 Over Rs. 20,000 – Rs. 1,000

*Applicable for new cards onboarded on or after 1 July, 2022.

Click here to check detailed fee and charges associated with this credit card.

Criteria	Details
Age	Minimum 21 years to maximum 60 years
Income	For Salaried: Rs. 25,000 per month For Self-employed: Income Tax Return of Rs. 5 lakh and above
Serviceable Cities	Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi & NCR, Hyderabad, Jaipur, Kolkata, Mumbai, Pune, Thane and Navi Mumbai
Documents  Required	Click here for the list of acceptable documents

Co-branded credit cards are quite popular in the market these days but you will find most of these cards co-branded with an airline, loyalty program, retail brand or some popular e-commerce website. There are not many cards available in the market that focus on helping you with your medical needs.

If you have regular medical expenses and would also like to earn rewards on your medicine related purchases, this card could be a good choice for you. However, if you think that you only need to go to the doctor once in a while, you could definitely get better options as per your spending habits.

Credit Card	Annual Fee	Key Feature
Apollo SBI Card	Rs. 499	3X Reward Points on every Rs. 100 spent on all Apollo services; complimentary Apollo Silver Tier Membership
Axis Bank Aura Credit Card	Rs. 749	4 video doctor consultations free per month via Practo;  Rs. 750 worth Decathlon voucher as welcome gift
SBI Pulse Credit Card	Rs. 1,499	10 Reward Points per Rs. 100 spent on pharmacy, chemists, movies and dining
YES Bank Wellness Credit Card	Rs. 749	20 Reward Points per Rs. 200 spent on Chemist/ Pharmaceutical stores; Complimentary annual preventive Health Check-up (25 parameters)

What are the ways for YES Bank credit card bill payment?
You can pay your YES Bank credit card bill via both offline and online modes through NEFT/IMPS/RTGS, Cash/Cheque/Demand Draft, Net Banking, YES Pay App. Existing Yes Bank account holders can also use ATM fund transfer and standing instructions facility. To know more, click here.

How can I generate YES Bank credit card PIN?
To generate your credit card PIN, login to YES Bank Net Banking account or visit the nearest YES Bank ATM. Detailed steps can be found here.

How can I check the status of my YES Bank Wellness Plus credit card application status?
You can easily check your application status by visiting the YES Bank Credit Card Application Status page, click here for the same. For detailed instructions on how to check the status click here.

Will I get international lounge benefits with my YES Bank Wellness Plus Credit Card?
No. YES Bank Wellness Credit Card does not offer international lounge access to the users. However you can avail Domestic Lounge access up to 2 visits per quarter. This is applicable for primary cardholders only. 

How to Block YES Bank Wellness Plus Credit Card, if lost?
In case your YES Bank Credit Card is lost or stolen, you need to block your card immediately. For this send an SMS  with text, BLKCC to number 9840909000 via your registered mobile number.

What is the Instant EMI facility on the Wellness Plus Credit Card?
YES Bank provides the instant EMI privilege on this credit card. Via this facility, you can convert purchases above Rs. 2,500 into easy EMIs for a repayment tenure of 3 to 24 months. The interest rate charged on the EMIs range from 12% to 15% per annum.