YES Bank ELITE+ Credit Card

Following are the features and benefits associated with YES ELITE+ Credit Card:

Rewards – With YES Bank ELITE+ Credit Card, cardholders get:

• 6 Reward Points per Rs. 200 spent on all retail purchases except select categories
• 3 Reward Points per Rs. 200 spent on select categories
• 5X Reward Points on the first 3 transactions of the first 5 billers registered on YES PayNow

The reward points earned can be redeemed for flight/movie/hotel ticket booking or against Air Miles where 10 reward points = 1 InterMile/Club Vistara Point.

Movie Offers – This YES Bank Credit Card offers its users 25% off on booking movie tickets via BookMyShow.

Airport Lounge Access

Domestic Lounge Access: Get 1 complimentary domestic airport lounge access per quarter, valid only for prime members.

International Lounge Program:  Cardholders have an access to 2 international airport lounge visits throughout the year.

• For Mastercard cardholders – YES Bank ELITE+ Credit Card offers a complimentary Priority Pass Membership on request of the cardholder. The membership is valid only for the primary cardmember and USD 27+GST lounge access charges are applicable for each visit to the lounge.
• For VISA cardholders – YES Bank Visa Credit card users can gain access to international lounges by displaying the LoungeKey logo. A charge of USD 27+GST will be applicable on all visits.

Read More: Top 10 Credit Cards for Airport Lounge Access

Complimentary Golf Program– With YES Bank ELITE+ Credit Card, cardholders can enjoy one complimentary golf lesson every calendar month at select golf courses in India. Also, cardholders can avail green fee waiver at 4 golf courses in India.

Low Foreign Transaction Fee – The card offers a foreign currency markup of just 2.50%.

Fuel Surcharge waiver – Get a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs 400 to Rs. 4,000.

The fees and charges associated with YES Bank ELITE+ Credit Card are:

Particulars	Amount
Membership Fee	Rs. 999 + applicable taxes (waived off on spending Rs. 20,000 on retail within 90 days of card activation)
Renewal Fee	Rs. 999 + applicable taxes (waived off on spending Rs. 1,50,000 on retail 12 months prior to card renewal date)
Foreign Currency Markup	2.5%
Finance Charges	3.99% p.m. (47.88% p.a.)
Late Payment Charges	For outstanding amount of: Up to Rs. 500: Nil Above Rs. 500: Rs. 1,350 or 10% of total outstanding amount, whichever is lower

Click here for the detailed charges and other terms and conditions applicable to YES Bank Credit Cards.

The eligibility criteria for YES Bank ELITE+ Credit Card are:

Criteria	Details
Occupation	Salaried or Self-employed
Minimum Income for Salaried Applicants	Rs. 1,20,000 per month
Minimum Income for Self-employed Applicants	ITR of at least Rs. 14 lakh
Serviceable Cities	Click here for the list of serviceable cities
Documents Required	Click Here for the list of acceptable documents

YES Bank ELITE+ Credit Card is a good option for people looking for a card with multidimensional benefits. The card offers 1 domestic and 2 international lounge visits, which is a useful feature for people who travel internationally. Moreover, the card has a comparatively low foreign markup fee. If you are a movie lover, the card further offers 25% off on booking movies through bookMyShow.com. YES Bank ELITE+ Credit Card can also be a favourable option for golf lovers. Overall, at an annual fee of Rs. 999, YES Bank ELITE+ Credit Card offers good rewards and benefits for its users.

What is the annual fee on YES Bank ELITE+ Credit Card?
The annual fee on this Yes Bank credit card is Rs. 999.

What is the foreign currency mark-up fee on the ELITE+ Credit Card?
The bank charges just 2.50% of the transaction amount as a foreign currency mark-up fee on this YES Bank Credit Card. This charge is applicable when transactions are made abroad or at an Indian retail outlet that is registered overseas.

Who can apply for YES Bank ELITE+ Credit Card?
Indian Citizens who earn Rs. 1,20,000 per month or have ITR acknowledgement over Rs. 8 lakh may apply. Also, the age of the customer must be over 21 years but below 60 years.

Does the card offer lounge access?
Yes, customers get 1 domestic and 2 international lounge visits in a year.

Do you earn miles on YES Bank ELITE+ Credit Card?
Yes, you do earn miles on YES Bank ELITE+ Credit Card. With this card you get:
10 Reward Points = 1 InterMile / 1 Club Vistara Point